Avoid Credit Card Rebates

Credit card rebates are a joke. You spend a lot and the rebate gives a tiny percent back to you. It always costs less to pay cash for everything.

Ignore Ads That Encourage Spending Money

I heard an ad on the radio today scaring people about the importance of knowing your credit score. Yeah, right. Credit scores are only for the benefit of lenders, not you. We are bombarded with fear from businesses and the media such as buy the latest fashions or get left behind. These messages keep us spending money on products we do not need. Ignore the ads and only purchase what helps you as a person. You spend less, your money increases and you can continue to pay cash for everything.